WORKERS’ COMPENSATION

Workers’ Compensation is a statutory law that requires employers to reimburse employees who have been injured in the course of, and arising out of, their employment for loss of wages, medical and hospital expenses, permanent and partial disability. The act also takes care of dependents in the case of death, as well as pay the expenses of last sickness and burial.

The law states that employers are responsible for these benefits. The employer is allowed to provide these benefits through insurance companies and workers’ compensation insurance coverage. The difference between insurance companies providing these benefits is service. Lack of service or slow service can cause an insured to pay higher premiums.

Programs Available Through Our Markets

Guaranteed plans
Deductible plans
Retro plans
Dividend plans
Self-insured plans
Offshore captives

Services Provided By Our Compensation Markets

Accountability — all lost time claims will have a timely and complete investigation
Contact — 24-hour contact is made with the injured worker and medical provider
Loss Prevention Services — return to work programs, OSHA compliance consulting, on-site training, medical bill review
Processing — expedient and high quality bill payments
Industrial Hygiene Services — air sampling and noise monitoring

Goodman Venegas can write business in Michigan, the United States, or on an international basis. Our markets are Best-rated “A,” and are among the best in the industry.

ADDITIONAL PRODUCTS

Commercial Auto

Provides Automobile Liability and Physical Damage coverage for “autos” used in your business. “Autos” can include cars, trucks, vans, trailers, or other vehicles designed for use on public roads.

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Inland Marine

Don’t be fooled. It is not boating insurance. Inland Marine insurance, sometimes called a “floater” policy, provides coverage for property that does not primarily remain at a specific location. This coverage is intended for property that moves from location to location, is located off-premises/at a temporary location, or is kept at jobsite locations.

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“What our clients say”

“The Goodman Venegas team has developed, presented and/or assisted in the implementation of several innovative, cost-saving insurance strategies for our business. Additionally, Goodman Venegas outperformed three competitors during our recent policy renewals in the areas of cost, delivery, quality and overall performance. We have worked with several members of the team as well as both principals and have found each of them to be professional, well-trained in their area of expertise and extremely responsive.”-Debbie Mack, CFO-RCO Engineering (Roseville, MI)