CYBER LIABILITY

This type of insurance covers your business’ liability and additional expenses for a data breach in which your business information is exposed, stolen, or held ransom. It is designed to cover a blend of liability and additional business costs.

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Third-party claims (people sue your company or make claims against you). Common costs include:

  • Legal defense, settlements and judgments, negligence, failure to maintain security procedures
  • Network Security and Privacy Liability: consumer data breach, unauthorized access, destruction of data, viruses/malware, social engineering (phishing)
  • Communications and Media Liability: copyright/trademark/logo infringement, plagiarism, defamation or disparagement, libel and slander
  • Regulatory claims

First-party claims (direct costs to your company to respond to a breach). Common costs include:

  • Legal advice, notification costs of communicating the breach, forensic investigation, funds transfer fraud, cyber extortion, cyber terrorism, public relations expenses, travel expenses to mitigate damages, crisis communications, and setting up a call center.
  • Privacy Event Expenses: covers breach of physical records, rogue employees, loss of laptops or USB drives.
  • Business Interruption: covers loss of profits and extra expense during the time your network is down. Although your business may have Business Interruption coverage as part of your property coverage, cybercrimes are often excluded.

Multiple insuring agreements are available and can be assigned limits and deductibles to suit your individual business needs and exposures.

ADDITIONAL PRODUCTS

Commercial Auto

Provides Automobile Liability and Physical Damage coverage for “autos” used in your business. “Autos” can include cars, trucks, vans, trailers, or other vehicles designed for use on public roads.

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Commercial Package / Business Owners Policy

Commercial Package / Custom coverage that combines two or more coverage forms, such as: Property, Liability, Business Auto, Inland Marine, and Crime.

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“What our clients say”

“As a creative and digital agency, our talents are focused on enriching brands, creating innovating marketing strategies and driving sales for our clients. Today, efficiency is the essential ingredient. With technologies changing in an instant and customer preferences trending even faster, we’ve been able to increase our efficiencies by relying on a few select, top-ranked companies – and Goodman Venegas is chief among them. Working with Goodman Venegas, we know they will keep their minds on our business needs – so we can keep ours on growing our customers’ business. When it comes to delivering the greatest value for our company, Goodman Venegas has always brought us the best insurance solutions. They understand how we operate and have often recommended minor changes that helped make major improvements in our premiums and coverage. In addition, the team of professionals at Goodman Venegas has a way of making everything easier. Everyone is knowledgeable, friendly and always willing to pitch in to solve a problem. And when we did have to make a claim after a break-in, Goodman Venegas was there to make the recovery process painless. They stepped in, handled everything and we had the check in our hand faster than we thought possible. In this economy, smart businesses have to find smart partners. We’re really glad we found Goodman Venegas for all our insurance needs.”-Priscilla Jessup, Founder and CEO-DENMARK {the agency} (Atlanta, GA)

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We’re here for you. If you need help, would like to find out more about our agency, or if you are ready to request an insurance discovery session, then let’s talk.

  • 2800 Livernois Road, Suite 170
  • Troy, MI 48083
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