Management Liability provides coverage for exposures arising out of management activities — most often faced by directors, officers, and/or managers.


Management Liability policies are often comprised of one or more of the following coverages:


Directors & Officers (D&O) Liability

coverage for errors and omissions claims against directors and officers while serving on a board of directors

Employment Practices (EPL) Liability

protection in the event that an employer is faced with claims of unfair practices, such as wrongful termination, discrimination, sexual harassment, invasion of privacy, breach of contract, or wage and hour law

Fiduciary Liability

protects against errors, omissions, and/or mismanagement in the administration of employee benefit plans

Fidelity/Crime Coverage

provides protection for plan participants against theft, fraud, and other deliberate acts by fiduciaries that end in financial loss to a benefit plan


  • Employee Dishonesty – Provides coverage for theft of money, securities, or property by employees. This coverage can be written with a per loss limit or per employee limit. This coverage is one of the key coverages of a commercial crime policy.
  • Computer Fraud – Provides coverage for the theft of money, securities, or property when a computer is used to transfer the money or property from the insured’s premises or bank to another person or place.
  • Social Engineering – Provides coverage for organizations if fraudulent party, acting as a legitimate party, influences an employee to transfer money or securities resulting in theft.
  • Extortion – Coverage that insures against the loss of money, securities, or property as a result of threat to cause harm to the insured, an insured’s employee, or another party being held captive. Broader coverage can be found with Kidnap & Ransom coverage.
  • Kidnap & Ransom – Coverage to help mitigate and reduce risks both at home and abroad. Threats from Kidnapping and extortion to wrongful detention and missing persons benefit from broader coverage involving officers, directors, employees, guests, relatives and even volunteers handling demanded payments.


Commercial Auto

Provides Automobile Liability and Physical Damage coverage for “autos” used in your business. “Autos” can include cars, trucks, vans, trailers, or other vehicles designed for use on public roads.


Workers Compensation

Workers’ Compensation is a statutory law that requires employers to reimburse employees who have been injured in the course of, and arising out of, their employment for loss of wages, medical and hospital expenses, permanent and partial disability. The act also takes care of dependents in the case of death, as well as pay the expenses of last sickness and burial.


“What our clients say”

“As a creative and digital agency, our talents are focused on enriching brands, creating innovating marketing strategies and driving sales for our clients. Today, efficiency is the essential ingredient. With technologies changing in an instant and customer preferences trending even faster, we’ve been able to increase our efficiencies by relying on a few select, top-ranked companies – and Goodman Venegas is chief among them. Working with Goodman Venegas, we know they will keep their minds on our business needs – so we can keep ours on growing our customers’ business. When it comes to delivering the greatest value for our company, Goodman Venegas has always brought us the best insurance solutions. They understand how we operate and have often recommended minor changes that helped make major improvements in our premiums and coverage. In addition, the team of professionals at Goodman Venegas has a way of making everything easier. Everyone is knowledgeable, friendly and always willing to pitch in to solve a problem. And when we did have to make a claim after a break-in, Goodman Venegas was there to make the recovery process painless. They stepped in, handled everything and we had the check in our hand faster than we thought possible. In this economy, smart businesses have to find smart partners. We’re really glad we found Goodman Venegas for all our insurance needs.”-Priscilla Jessup, Founder and CEO-DENMARK {the agency} (Atlanta, GA)