UMBRELLA / EXCESS LIABILITY

An additional limit of liability that is written over primary liability policies, such as: General Liability, Auto Liability, Employee Liability, and Employee Benefits Liability. Some umbrellas will even go over foreign liability. The umbrella provides excess limits once primary limits are exhausted. In special circumstances, it can drop down to claims not covered by an underlying policy.

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ADDITIONAL PRODUCTS

Commercial Auto

Provides Automobile Liability and Physical Damage coverage for “autos” used in your business. “Autos” can include cars, trucks, vans, trailers, or other vehicles designed for use on public roads.

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Professional Liability

Protection from third-party losses that result from your advice, expertise, and/or services performed, which cause an economic loss to your client. Various professions require professional liability, such as: lawyers, accountants, engineers, architects, and staffing companies.

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“What our clients say”

“As a creative and digital agency, our talents are focused on enriching brands, creating innovating marketing strategies and driving sales for our clients. Today, efficiency is the essential ingredient. With technologies changing in an instant and customer preferences trending even faster, we’ve been able to increase our efficiencies by relying on a few select, top-ranked companies – and Goodman Venegas is chief among them. Working with Goodman Venegas, we know they will keep their minds on our business needs – so we can keep ours on growing our customers’ business. When it comes to delivering the greatest value for our company, Goodman Venegas has always brought us the best insurance solutions. They understand how we operate and have often recommended minor changes that helped make major improvements in our premiums and coverage. In addition, the team of professionals at Goodman Venegas has a way of making everything easier. Everyone is knowledgeable, friendly and always willing to pitch in to solve a problem. And when we did have to make a claim after a break-in, Goodman Venegas was there to make the recovery process painless. They stepped in, handled everything and we had the check in our hand faster than we thought possible. In this economy, smart businesses have to find smart partners. We’re really glad we found Goodman Venegas for all our insurance needs.”-Priscilla Jessup, Founder and CEO-DENMARK {the agency} (Atlanta, GA)