Surety bonds are third party contracts in which one party, the surety company, guarantees the performance or honesty of a second party, the principal (obligor), to the third party (oblige) to whom the performance of debt is owed.

Bond Products available through our Surety Markets:

  • Contract Bonds- Bid, Performance and Payment, Maintenance, Supply
  • Commercial Bonds- License & Permit, Probate, Public Official, Receiver or Trustee, Judicial (Court), Probate, Notary Public, Customs, Miscellaneous
  • Fidelity- Erisa (Pension Plans), Business Services (Janitorial), Dishonesty
  • Errors and Omissions Insurance- Notary Public, Tax Preparers
  • Management Liability- Fiduciary, Director  & Officers, Employments Practices

Sample of Services Provided By Our Agency and Surety Markets

Agency in-house authority (construction bonds dependent on size and scope of contract)

Surety underwriters can assist in reviewing bond forms and job contracts

Surety claims and legal groups available to proactively resolve problems before they turn in to bond claim losses

Surety Markets:

  • CNA/Western Surety
  • Liberty Mutual Group
  • Travelers
  • Construction Bonding
  • USG/Century Surety
  • The Hartford
  • Selective Insurance
  • Hanover
  • Zurich
  • Surety Placements Services
  • M. Wilson


Umbrella / Excess Liability

An additional limit of liability that is written over primary liability policies, such as: General Liability, Auto Liability, Employee Liability, and Employee Benefits Liability. Some umbrellas will even go over foreign liability. The umbrella provides excess limits once primary limits are exhausted. In special circumstances, it can drop down to claims not covered by an underlying policy.


Commercial Package / Business Owners Policy

Commercial Package / Custom coverage that combines two or more coverage forms, such as: Property, Liability, Business Auto, Inland Marine, and Crime.


“What our clients say”

“Accident Fund has partnered with Goodman Venegas for over 25 years. Their desire to truly understand the intricacies of workers’ compensation insurance has given them a competitive advantage in the industry and has fostered our strong working relationship with them. They have been very active on our various agency councils, providing us input on how we can improve as a company to better assist their clients. Our shared goal of keeping workers safe and claims costs down has created a support network for policyholders that is second to none. We are proud to partner with agencies such as Goodman Venegas and look forward to doing business with them for many years to come.”-Keith Adkins, Vice President of Marketing- Accident Fund Holding, Inc.


We’re here for you. If you need help, would like to find out more about our agency, or if you are ready to request an insurance discovery session, then let’s talk.

  • 2800 Livernois Road, Suite 170
  • Troy, MI 48083
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